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Closing costs on manufactured/modular homes

After discussing this subject to great length, we find it a hard question to answer. Closing costs have so many variables that it would be next to impossible to give any definite answer. Some of the variables would be:   the state, county, city you live in, the dealer you deal with, what kind of financing agency you deal with, ( mortgage broker, bank, manufactured home lender), your credit, type of home you are buying, government or private lending program, home only, land home package, down payment and the type of setup.

Our best suggestion would be for a person get a price on a manufactured home and check a few places to see what the average is in their area. Also contact their state Manufactured Housing Association for information or referrals for information. A list of the Manufactured Housing Associations can be found on the Table of Contents page on this website.


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